KSFE Pravasi Chit14.0 - App Store

KSFE Pravasi Chitty is a unique financial savings scheme introduced for the welfare of Malayalees abroad(Currently, available in GCC and Europe)

It's many things, under a single scheme.

It is

- a chitty scheme with insurance coverage and pension plan
- an application that allows you to register, subscribe and pay installments from anywhere, anytime
- a fund-mobilization platform to solve Kerala's infrastructure problems

Pravasi Chit Features

Registration
Online Chit Selection
Online installment remittance
Automatic calculations and reports.
Manage your pending and monthly installments.
Make payments from anywhere
Online Auction
Proxy Management
Edit Annual Income Option
Safe, Secure and Transparent

Version History This update includes major design changes and critical bug fixes, including improvements to Duo deposits, Alert messages, bank module and a revamped KYC upload experience for OCI, PIO, and NRK customers. 14.0 Feb 26 This update includes following features :

1. KSFE DUO Deposit Scheme is being introduced for Pravasi Chitty customers through the Digital Business Centre. This innovative product allows Pravasi investors to deposit funds, from which monthly chit payments can be made directly. Additionally, the deposit earns interest, which is credited back to the deposit, enabling customers to enjoy compounded returns.
2. Registration page validations simplified
3. Whatsapp based OTP integrated in change email and mobile. 13.0 07/23/2025 This version of the app introduces a referral feature, allowing registered customers to invite their friends to join Pravasi Chit and earn benefits on their subscriptions. 12.2 05/21/2025 Update in the TDS module
Integration of Worldline payment gateway
Minor bug fixes and performance enhancements 12.1 04/10/2025 This update includes performance enhancements along with the following key improvements:

WhatsApp authentication has been added to registration and password recovery.
Payment gateway transactions have been optimized for better efficiency.
Terminated chits are now separately listed in chit-related activities, including installment and proxy registration.
Value-added features have been removed from app screens.
The bank module has been enhanced to manage invalidated bank accounts effectively. 12.0 02/21/2025 Removal of liability waiver feature.
Performance improvements and bug fixes. 11.4 02/01/2025 Performance enhanced
Bug fixes 11.3 06/29/2024 Bug fixes and performance enhancements.
Implementation of KYC discrepancy completion through the app. 11.2 01/29/2024 Chat Implemented.
Performance enhancement and Bug fixes. 11.1 10/26/2023 This version includes

• Captcha validation before OTP generation.
• Enhanced proxy management module.
• Integrated default module.
• Made bank image management easy.
•. Form 16A download
•. Bug fixes and performance enhancements. 11.0 10/18/2023 1.Non prized chit passbook security option in prizemoney request.
2.More details in the existing security selection.
3.Non prized chit passbook security option in change of security.
4.New auction history details.
5.Date wise listing of installment in proxy module.
6.New user interface in the bank management module.
7.Biometric login
7.Bug fixes and performance enhancement. 10.0 01/23/2023 Bug fixes and performance enhancement. 9.0.4 12/03/2022 Bug fixes. 9.0.3 10/21/2022 Bug fix and performance enhancement. 9.0.2 09/02/2022 This update includes
- Bug fixes in customer registration, Forgot password and fixed deposit module.
- Design issue fix.
- Performance enhancement. 9.0.1 05/25/2022 We have revamped the app design for better user experience. This update includes many new features, enhancements and bug fixes.

New Features
- Implemented side menu for quick access.
- Existing pravasi chit security and Final settlement option included in prizemoney request module.
- Contact us menu with social media integration.
- Forgot password and Forgot username with mobile number.
- Settings page for managing personal details.

Improvements
- Dashboard screen enhanced for better user experience.
- Proxy management with search option and chit details.
- Transaction history with filtration option.
- Customer registration module enhanced.

Bug Fixes
- Fixed deposit closure option.
- Image crop issue in the bank image upload option.
- TDS submit module. 9 05/16/2022 This update includes:
- One Time Settlement (OTS) scheme feature.
- Enhanced installment payment screen.
- Bug fixes and performance enhancement. 8.1 02/07/2022 This update includes:

- New registration flow
- Bug fixes and performance enhancement. 8 10/21/2021 This update includes
- Risk coverage for chits restricted to prized chittals.
- Bug fixes and performance and enhancement. 7.4 08/02/2021 -Bug fix in TDS Declaration module 7.3 03/22/2021 This update includes :-
- Fixed deposit renewal and interest transfer.
- Bug fixes in chit subscription module.
- Performance enhancement. 7.2 03/17/2021 This update includes:-
1.Existing chit security change/release option.
2.Prizemoney security request option for customers having no liability in chits
3.Bug correction and performance enhancement. 7.1 02/24/2021 This version includes:
1. Chit Substitution : Registered customers can now join ongoing chits by paying installments till date.
2. RSC Request : Chit subscribers can request refund of their substituted chits.
3. Bank details edit option with enhanced UI.
4. Bug Fix.
5. Performance enhancement. 7.0 11/26/2020 Bug fixes 6.4.1 11/04/2020 - Enhanced Chit subscription flow and design.
- FD closure and Auto interest credit feature incorporated.
- Performance enhancement and bugs fixes. 6.4 10/28/2020